Filing for bankruptcy can be a very difficult and stressful process for many Georgian families who are in a constant state of worry because they cannot meet their monthly bills. Because the decision to “take the bankruptcy plunge” is very serious, it is not uncommon for people to delay filing their case. Nobody likes to […]
One reason why it is highly advisable that Georgians work with experienced bankruptcy attorneys is because the bankruptcy system is not very simple nor user-friendly, and filing a successful case can rarely be considered a do-it-yourself project. There are many laws and rules that bankruptcy filers (called debtors) must abide by in order to ensure […]
If you are reading this information, then it is likely that you have already made the important decision to file for bankruptcy. If you are still trying to decide if bankruptcy is right for you and your family, you are encouraged to speak to an experienced bankruptcy attorney before undertaking this process by yourself. Once […]
Anyone who has faced bankruptcy proceedings knows how frightening the experience can be. After it’s all over, you’ll need to rebuild your credit, but how can you do this, and where will you start? Studies by the Fair Isaac Corporation, better known as FICO, show that filing for bankruptcy can lower your credit score by […]
Filing for bankruptcy is a critical decision that many Georgians have decided to make due to their personal and financial circumstances. Because filing for bankruptcy has the potential to affect your life for years to come, it is of the utmost importance for any person considering bankruptcy to consult with a knowledgeable attorney about this […]
The great state of Georgia is home to many equally great small and medium-sized businesses. Georgian residents are true entrepreneurs and several of our friends and neighbors have enjoyed great success with their businesses all across the state. Unfortunately, in the business world not every person with a good idea and dedication is going to […]
Our office speaks to many Georgians every day who contact our attorneys to discuss the possibility of filing for bankruptcy. Filing for bankruptcy may be a good solution for a person whose income cannot keep pace with the person’s debts – resulting in a precarious financial situation that several of our neighbors have found themselves […]
One of the first question I get when clients call my office is what does it cost to file bankruptcy? Your cost to file Chapter 7 or Chapter 13 bankruptcy will always depend on the complexity of your case. Are you currently being sued, garnished or under foreclosure? These facts will imply time will be […]
Many Georgian residents are afraid that they may be headed towards foreclosure. Foreclosure, which happens when the bank takes possession of a home, typically occurs when the homeowner falls significantly behind on making timely mortgage payments. Georgians may fall behind on their mortgage payments for any number of reasons, especially right now in the current […]
Due to the recent economic crisis, many Georgians have found themselves in the situation where their income is not keeping pace with their bills, with the result that they are unable, or it is very difficult for them, to pay their debts. From credit card bills to medical expenses to everyday costs such as mortgages, […]