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What is a Cramdown in Chapter 13 Bankruptcy?

Many Georgians have contacted our office to discuss the advantages and disadvantages of filing for bankruptcy due to the economic struggles families across the country are experiencing on account of the recession.  Depending on an individual’s or a household’s...

What Debts Must I Pay if I file Chapter 13?

In a Chapter 13 bankruptcy, the debtor works out a modified repayment plan with his/her creditors and gets the plan approved by the bankruptcy court.  The purpose of the repayment plan is for the creditors to receive as much of the money they are owed as possible, but...

What Is a Proof of Claim in Bankruptcy?

Many Georgian families have contacted our office to speak to a bankruptcy attorney about the legal options available to families who, due to the recent economic crisis, are having trouble meeting their monthly debt obligations.  These families (or individuals) may...