The insurance company who represents the driver who caused your injuries will try to contact you after the accident to gain more information about the details of the accident. They will also be investigating the case to make sure that their driver was really at fault by looking at police reports and interviewing any witnesses. The other driver’s insurance company wants to make sure that their client is protected so they are hoping that they can find something to show you were also partially to blame for the accident or to pay you as little as possible for your injuries and inconvenience.
While you do need to provide your insurance company with basic information about the accident such as names of parties involved, driver licenses, vehicle licenses, and names of witnesses, you do not have to communicate with the other driver’s insurance company. The best advice is not to talk to them at all. In fact, you should never admit fault or give a recorded statement to your insurance company or other person’s insurance company. Anything you say in a recorded statement could be used against you later.
It is highly recommended that you hire a Georgia personal injury lawyer right after a Georgia personal injury automobile accident. The attorney is experienced at handling personal injury automobile cases and understands the Georgia personal injury (tort) laws. Let your attorney deal with the insurance company because the attorney is trained to negotiate a settlement or to defend you should the case turn into a lawsuit.
Trying to handle a personal injury matter on your own can be a mistake since most people are not familiar with how insurance companies and insurance claims work. Insurance companies know this and will try and take advantage of you. Even your own insurance company is looking to save costs so they don’t really have your best interests in mind either. You could jeopardize your chances of being reimbursed for your medical bills, any lost wages, pain and suffering, future medical costs or from receiving other damages if you say the wrong thing or admit you contributed to the accident in any way. In order to make sure that you get a fair and favorable settlement, it is always best to use an experienced Georgia personal injury attorney to represent you. The attorney will be looking out for your best interests. Contact my office today to discuss your accident.